I&M One programme · Live now

Banking that'son your side.

Open an account in 60 seconds. Send across East Africa instantly. Manage cards, savings and goals — built on 50+ years of trust across 7 markets.

CBK regulated
256-bit encryption
4.8 in App Store
9:41I&M One
Total balance
KES 1,690,850.00
I&M Bank
I&M World Debit
•••• •••• •••• 4821
Exp 08/28
VISA
Send
Pay
Top up
Java HouseKES -1,240
SalaryKES +285,000
Featured · Apr 30 — May 15

Domestic Medium Term Note Programme

A KES 10 billion investment opportunity, designed to diversify funding sources, strengthen financial flexibility and support sustainable growth.

Why I&M

A whole bank in your pocket

Designed for how you live, work and grow today.

60-second onboarding

Verify with your ID and a selfie. Start banking before your coffee cools.

Smart insights

AI-powered spending analytics and budgets that adapt to you.

Pan-African reach

Send to 30+ countries via SWIFT, M-PESA and bank rails.

Bank-grade security

Biometric login, instant card freeze and 24/7 fraud monitoring.

Goal saving

Round-ups, vaults and rules that put your future self first.

Private by default

We never sell your data. Ever.

Cards

Cards that keep up

Physical, virtual and metal. Set limits, freeze instantly, and pay anywhere Visa or Mastercard is accepted — at the best FX rate available.

  • No FX markup on weekdays
  • Apple Pay & Google Pay
  • Disposable virtual cards
  • Cashback on travel
I&M Bank
Platinum Credit
•••• •••• •••• 1140
Exp 11/27
Mastercard
I&M Bank
I&M World Debit
•••• •••• •••• 4821
Exp 08/28
VISA
50+
Years of trust
7
Markets across Africa
1.5M+
Customers banking with us
KES 500K
Protected by KDIC

Built on 50+ years of trust.

Regulated by the Central Bank of Kenya. Deposits protected up to KES 500,000 by KDIC. End-to-end encryption on every action.